Financial Advisory & Loan Services in Maharashtra

Serving Mumbai | Pune | Nashik | Nagpur

Maharashtra is India's most active commercial state — home to large corporates, MSMEs, exporters, real estate developers, manufacturers, and service businesses operating across multiple economic zones. From Mumbai's financial and commercial hubs to Pune's industrial corridors, Nashik's agro-manufacturing base, and Nagpur's logistics and trading ecosystem, businesses here require practical, approval-focused financing solutions, not generic bank applications.

Rhomboid Finguru provides end-to-end loan advisory, syndication, and credit consulting services across Maharashtra, helping businesses structure, correct, and execute funding transactions aligned with lender risk frameworks.

Who We Work With

We serve SMEs, MSMEs, corporate promoters, and finance heads across Maharashtra who need strategic financial guidance. Our clients include hotel operators in Mumbai and Pune, educational institutions seeking infrastructure funding, real estate developers managing construction finance, agro processors and traders requiring working capital, pharmaceutical companies expanding operations, logistics firms needing equipment finance, and infrastructure contractors handling EPC projects.

Many clients approach us when traditional bank applications stall due to documentation gaps, cashflow presentation issues, or CIBIL discrepancies. Others seek our advisory when exploring IPO readiness, managing stressed assets, or structuring CGTMSE-backed facilities for collateral-free funding.

Maharashtra-Specific Business Use Cases We Handle

Mumbai: Corporate, Hospitality & Real Estate Finance

Businesses in Mumbai frequently require:

Challenges often include complex property titles, tight bank credit norms, lease structuring issues, and CIBIL mismatches. We help restructure proposals, align documentation, and place cases with suitable lenders.

Pune: Manufacturing, IT & MSME Funding

Pune's industrial and service businesses typically seek:

We assist Pune-based businesses by aligning cashflows with repayment structures and matching them with lenders comfortable with manufacturing and MSME risk profiles.

Nashik: Agro-Processing, Exports & Industrial Units

Nashik businesses often require:

  • Export finance and packing credit
  • Working capital for seasonal cycles
  • Warehouse and cold storage funding
  • Term loans for processing units

We structure facilities that reflect commodity cycles, export orders, and GST-linked cashflows.

Nagpur: Trading, Logistics & Infrastructure Contractors

Nagpur's strategic location drives demand for:

  • Logistics and fleet finance
  • Bank guarantees and LCs
  • Contractor funding for EPC projects
  • Working capital for traders

We assist in aligning project documentation, billing cycles, and lender compliance requirements.

How the Process Works

Our advisory-led approach begins with understanding your funding requirement, business model, and current financial position. We assess eligibility across multiple lenders, identify the most suitable products, and structure proposals that align with lender risk frameworks.

For secured loans, we coordinate property valuation, legal verification, and documentation preparation. For unsecured facilities, we focus on credit profile strengthening, cashflow presentation, and lender selection based on credit policies. For advisory services like CIBIL rectification, we analyze credit reports, identify discrepancies, coordinate with lenders for corrections, and provide guidance on credit profile improvement.

Throughout the process, we manage documentation, coordinate with banks, provide status updates, and assist until disbursement. We do not guarantee approvals or rates; outcomes depend on lender policies, regulatory requirements, borrower profile, and documentation completeness.

Common Issues We Help Maharashtra Businesses Fix

  • Incomplete or outdated financial statements
  • GST or bank statement mismatches
  • CIBIL errors or incorrect account tagging
  • Applying for the wrong loan product
  • Regulatory or compliance gaps
  • Cashflow projections that don't match repayment schedules

Services Covered

Secured Loans

  • Home Loans: For property purchase, construction, or renovation. Documentation includes property papers, income proof, and KYC documents.
  • Loan Against Property (LAP): Leveraging owned property for business or personal funding. Process involves property valuation, legal verification, and credit assessment.
  • Lease Rental Discounting (LRD): Financing against lease rental income from commercial properties. Suitable for property owners with long-term lease agreements.
  • MSME Finance: Comprehensive working capital and term loan solutions including cash credit, overdraft, letter of credit, bank guarantees, export credit, bill discounting, invoice funding, and project finance. Documentation includes financial statements, bank statements, GST returns, and business operations details.

Unsecured Loans

  • Business Loans: Based on credit profile, cash flows, and business performance. Documentation includes financial statements, bank statements, GST returns, and business registration.
  • Personal Loans: For individuals based on creditworthiness and income. Documentation includes income proof, bank statements, and KYC documents.

Advisory Services

  • IPO Advisory & Pre-IPO Support: Financial readiness assessment, documentation support, and coordination with investment bankers, legal advisors, and regulatory bodies. We assist in financial structuring, regulatory compliance review, and process coordination. We work alongside merchant bankers and legal advisors, focusing on financial aspects rather than regulatory approvals.
  • TransUnion CIBIL Reconciliation & Credit Profile Advisory: Identification and resolution of CIBIL discrepancies, coordination with lenders for corrections, and credit profile strengthening. We analyze credit reports, identify errors, coordinate corrections, and provide guidance on improving creditworthiness for better funding access.
  • Recovery & Resolution Advisory for PSU Banks: Consulting support for stressed assets and NPAs, including recovery strategy planning, restructuring options, OTS settlements, and IBC process support. We provide portfolio analysis, strategy development, and coordination with banks, aligned with regulatory frameworks.
  • CGTMSE & MSME Credit Advisory: Advisory for CGTMSE-backed collateral-free loans, eligibility assessment, proposal structuring, and coordination with banks. We assist in business evaluation, documentation preparation, and lender coordination for MSME funding solutions.

Why Businesses Across Maharashtra Choose Rhomboid Finguru

  • Strong understanding of regional lender behavior across Maharashtra
  • Experience across multiple industries (hospitality, real estate, manufacturing, pharma, logistics)
  • Focus on execution, not just application filing
  • Transparent advisory-led approach
  • Presence and active operations across Mumbai, Pune, Nashik, and Nagpur

Frequently Asked Questions

Do you provide loan consultancy across all cities in Maharashtra?

Yes. We actively serve Mumbai, Pune, Nashik, Nagpur, and surrounding industrial zones. We provide loan advisory, syndication, and credit consulting services across Maharashtra.

Can you help if my bank loan was rejected?

Yes. We review rejection reasons, correct gaps, and re-structure proposals. We analyze documentation gaps, cashflow mismatches, CIBIL issues, and product mismatches to improve approval chances.

Do you guarantee loan approvals?

No. We provide advisory and execution support; final decisions rest with lenders. Outcomes depend on lender policies, regulatory requirements, borrower profile, and documentation quality.

Do you assist with CIBIL correction?

Yes. We analyze credit reports, identify discrepancies, and coordinate corrections with lenders. We help strengthen credit profiles for improved funding access.

Get in Touch – Maharashtra

If you're exploring business loans, MSME funding, CIBIL correction, IPO readiness, or advisory support in Maharashtra, we're happy to evaluate your case.

Office:

510, AT By AGM Vijaylaxmi Venture,
Plot 6/7, Mahal Industrial Estate,
Mahakali Caves Road, Andheri East, Mumbai – 400093

Phone: +91 82916 42739 | +91 74001 39877

Email: rhomboidfinguru@gmail.com | info@rhomboidfinguru.com

Website: www.rhomboidfinguru.com

Disclaimer: Final outcomes depend on lender policies, regulatory requirements, borrower profile, and documentation.